Free money calculators for Nigeria
Every calculator here is free, works on a basic phone, and shows its working. No sign-up, no email wall.
Take-home pay
PAYE, pension and NHF under the Nigeria Tax Act 2025.
Rent affordability
Compare the recurring budget with your entered upfront costs and savings.
Generator cost
What your generator really costs per day, month and year.
Electricity bill
Check units, tariff and VAT using your receipt or a dated, jurisdiction-specific schedule.
Solar sizing
Panels, battery and inverter sized from your actual appliances.
Gen vs solar
Simple payback, replacement-aware break-even and modelled costs.
Relocation budget
Compare actual monthly budgets and after-tax offers, not assumed city wages.
Commute cost
Separate fuel-only spending from the other commute costs you enter.
Data plan cost
Which MTN, Airtel, Glo or 9mobile plan is actually cheapest.
Freelance rate
What to charge per hour so your naira take-home target actually survives fees, time off and non-billable work.
Broiler cost
How much feed a broiler cycle needs, what it costs per kg of live weight, and whether the margin survives.
POS profit
Estimate monthly POS profit after commission, float funding, cash-outs and operating expenses.
Which one do you need?
- Checking a job offer or a payslip? Start with take-home pay.
- Viewing a flat? Run rent affordability before you pay any advance.
- Fuel bills eating you alive? Generator cost first, then generator vs solar.
- Got a solar quote? Size it yourself with the solar sizing calculator and see if it adds up.
- Considering a move? City salary comparison tells you whether it is really a raise.