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Commute Cost Calculator — Fuel, Entered Costs & Fare Comparison

Price your own commute using one-way distance, one-way trips and measured fuel economy. Fuel is shown separately from maintenance and other costs. Enter your actual pump price, or explicitly select a historical NBS petrol benchmark. The starting distance, trips and efficiency are hypothetical examples—not typical Nigerian driving conditions.

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Not full vehicle ownership cost; fuel-only amount is shown separately

Fuel price source and date Your entered pump/receipt price; not independently verified
Applied price per litre —
Distance per commuting week (km) 250.0
Average monthly distance (km) 1083.3
Average litres per month —
Fuel ONLY per average month —
Entered maintenance per average month ₦0.00
Other entered monthly costs ₦0.00
Fuel + maintenance per km (excludes monthly allocations) —
Entered driving-cost subtotal per average month —
Entered driving-cost subtotal per year —
Your public-transport fare per average month —
Scope and assumptions Enter positive fuel economy and a pump price, or select a dated benchmark. Zero/blank does not mean free fuel. Fare comparison, if entered, is independent.

JavaScript enables the interactive inputs. Without it, the dated source tables and linked worked examples remain available below.

Before you rely on this

  • This is not a complete ownership-cost estimate. Depreciation, insurance, licensing, finance, parking and tolls are excluded unless you allocate them in other costs. Do not add amounts already covered by the maintenance allowance.
  • NBS benchmarks are historical national or state/FCT averages for petrol, not current pump quotes, city prices or diesel/CNG prices. The May report is the source verified for this release, not a claim to have verified the latest publication.
  • Fuel economy depends on the vehicle, route, load, traffic and driving conditions. Measure it for your use; no percentage traffic or air-conditioning penalty is automatically assumed.
  • A fare comparison covers the number of one-way journeys entered, not travel time, comfort, reliability or all vehicle ownership costs. No mode is automatically declared cheaper.

How this is calculated: NBS Premium Motor Spirit Price Watch, May 2026; official workbook Fuel_MAY_2026.xlsx, sheet Fuel MAY 2026, column D. National average D41; state/FCT rows D4:D40. Source links and dated values below. · Data as of 2026-09-28
May 2026 benchmark, published 24 June 2026; verified 28 September 2026. Not a September pump quote or a city/route price. Personal fares, maintenance and other expenses are user inputs, not official observations.

Fuel-only versus broader entered costs

Fuel-only = distance ÷ km per litre × price per litre. The broader subtotal adds only your maintenance allowance and other monthly costs. It is not a claim to measure full vehicle ownership costs.

Worked example — hypothetical inputs

25 km one way × 10 one-way trips/week × 48 commuting weeks = 12,000 km/year. At 10 km/L and a hypothetical ₦1,500/L, fuel is ₦1,800,000/year or ₦150,000 per average month. If you enter ₦20/km maintenance and ₦5,000/month other costs, the subtotal is ₦175,000/month. Those allowances are examples, not market estimates.

A user-entered complete fare of ₦1,000 each way over those same journeys gives ₦40,000 per average month. It is not an official or route-specific fare estimate. Annualisation uses your commuting weeks, not a fixed 4.348-week month.

NBS petrol benchmarks — May 2026, not current quotes

Official NBS report and workbook (ZIP) · NBS catalogue. Published 2026-06-24, reviewed 2026-09-28. Historical average retail prices, not September pump quotes or guaranteed local prices. This is the May report verified for this release, not a claim to have verified the latest publication. State averages are not city or station prices. Values rounded to two decimals from the official workbook.

Inspect the dated national and state/FCT benchmarks
NBS May 2026 average retail petrol prices; ₦/litre
AreaAverageWorkbook cell
Nigeria — national average₦1,596.25D41
Abia State₦1,653.91D4
FCT (Abuja)₦1,602.64D5
Adamawa State₦1,469.83D6
Akwa Ibom State₦1,629.08D7
Anambra State₦1,519.72D8
Bauchi State₦1,715.47D9
Bayelsa State₦1,591.38D10
Benue State₦1,698.57D11
Borno State₦1,551.07D12
Cross River State₦1,551.21D13
Delta State₦1,667.68D14
Ebonyi State₦1,633.38D15
Edo State₦1,722.91D16
Ekiti State₦1,598.56D17
Enugu State₦1,570.23D18
Gombe State₦1,686.37D19
Imo State₦1,592.34D20
Jigawa State₦1,650.99D21
Kaduna State₦1,573.46D22
Kano State₦1,607.27D23
Katsina State₦1,470.63D24
Kebbi State₦1,554.94D25
Kogi State₦1,534.32D26
Kwara State₦1,555.67D27
Lagos State₦1,561.22D28
Nasarawa State₦1,576.12D29
Niger State₦1,538.33D30
Ogun State₦1,598.32D31
Ondo State₦1,598.70D32
Osun State₦1,537.00D33
Oyo State₦1,639.97D34
Plateau State₦1,623.76D35
Rivers State₦1,580.76D36
Sokoto State₦1,489.33D37
Taraba State₦1,647.94D38
Yobe State₦1,665.91D39
Zamfara State₦1,602.12D40

Frequently asked questions

Do I enter one-way or return distance?
Enter one-way distance and count one-way trips. A 25 km outward journey plus a 25 km return, five days a week, is 25 km × 10 = 250 km per week—not 50 km × 10.
How is the monthly figure calculated?
Weekly journeys are multiplied by your selected commuting weeks per year, then divided by 12. Other monthly costs are added directly. This is an annualised monthly average, not the exact bill for a particular month.
Is the NBS fuel benchmark the price I should pay today?
No. It is a May 2026 average from an official NBS report. Your actual station price can differ. The calculator starts in receipt mode without a price; choose a benchmark explicitly if you want a historical scenario.
What if my car reports litres per 100 km?
Convert to kilometres per litre by dividing 100 by the litres-per-100-km figure. For example, 8 L/100 km equals 12.5 km/L. Do not enter 8 as km/L.
Is this the full cost of owning a car?
No. Fuel is separated from your entered maintenance and other cost allocations. Unentered depreciation, insurance, finance and other expenses remain excluded.
Does the tool use official bus fares?
No. Public-transport comparison uses your own full one-way fare, including transfers. It does not turn a state-wide fare average into a quote for your route.

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